The Money is Always Runs Out: How To Save It?

 How to save money in the context of household. Moms is always find this difficulties. Before the end of the months, the money is gone.

Actually to make household budgeting is not easy. There will always additional expense that runs out the money. 

This difficulties make money runs out fastly. Moms have to know how to settle and budgeting the money in every period.

Every family have different income. Family get income from monthly salary but the others like entrepreneur and seller will get daily income.

Monthly salary family can create monthly budgeting, but the seller that get money everyday can create daily budgeting. For example prepare daily expense for eating.

This article will provide the way to save money so that moms will not run the money fastly. Hopefully the tips will give so much benefit.

How to Save Money?

The way to save money is not easy but it will be easy if moms wanna apply this tips consistently. In the begin, it will not easy. Just try it, it will give so much benefit for family.

1. Moms should have more than one bank account

Bank account is needed to save money. Do not make all money in the cash form. Bank account will save money and moms just need cash depends on the daily needed.

2. Moms should divided the family expense

For example, there will be household expense for every months like milk for kids, water and electricity payment, school fee, etc. That expense cannot avoided.

Save the money in one bank for the expense above. The second bank account is for food expense family. Do not become one bank account both of expense.

3. Moms should have daily budgeting

After divided the money for every expense, use this tips (daily budgeting) for expense like food, eating and meal.

For example, moms decided the budgeting is around 80.000 for a day. Just use money in that amount, do not take more money.

If it is possible, moms can use money not more than 80.000 so that moms can save the money in the end of the months.

4. Moms will save the rest of money in the end of the months.

All expense is already paid, daily budgeting is enough. The end of the months moms can save the money if there is money available.

That's why moms can use not more than 80.000 to save money in the end of the months. In this case, moms need three bank account:

a. Bank account for family expense

b. Bank account for daily budgeting like food, meal, buy supplies, etc

c. Bank account for saving money

The tips above seems like difficult in the first trial but it has so much benefit so that the money will not run fastly before salary available.

The tips above can apply to family entrepreneur which has daily income. Actually it just divided the budgeting and expense depend on the family needs and do not buy more than budgeting.